Illinois headline: ComEd up to $2,000 + Ameren up to $900 + HEEHRA up to $8,000 = combined typical $4,000-$8,000 depending on utility and income.
Active programs
Utility rebates
| Utility | Service area | Heat pump rebate |
|---|---|---|
| ComEd | Northern IL (Chicago, suburbs) | Up to $2,000 ducted, $1,000 ductless |
| Ameren Illinois | Central and Southern IL | $900 ducted, $630 ductless |
| MidAmerican | Quad Cities region | $300-$713 |
ComEd’s program is the most generous; Ameren’s is mid-tier.1,2
Illinois HEEHRA
Administered by the Illinois Environmental Protection Agency.3
| Income tier | Heat pump | Cap |
|---|---|---|
| ≤80% AMI | 100% | $8,000 |
| 80-150% AMI | 50% | $4,000 |
Income limits
For a 4-person Cook County household, 80% AMI is approximately $90,000. Lower in central and southern IL.
How to apply
- Identify your utility (ComEd vs Ameren vs MidAmerican).
- Use the utility’s contractor finder for approved installers.
- Pre-apply for HEEHRA if income-eligible.
- Install.
- Submit utility rebate within 90 days (often handled by contractor).
Realistic example
Naperville home (ComEd territory) replacing 22-year-old gas furnace with cold-climate heat pump:
- Equipment + install: $14,000
- ComEd rebate (cold-climate, full $2,000): $2,000
- HEEHRA at 80-150% AMI: $4,000
- Net cost: $8,000
What to do next
Identify your utility, find an approved contractor, get three quotes.
For broader context, see the 2026 heat pump rebate guide.
The 30-second summary:
- ComEd $2,000 (cold-climate ducted) is the highest single utility rebate in IL.
- Ameren $900, MidAmerican $300-$713 for the rest of the state.
- HEEHRA stacks; combined $4,000-$8,000 typical.