If you're replacing a furnace in 2026, the rules just changed. The federal IRA 25C tax credit expired Dec 31, 2025 — installs in 2026 don't qualify. State and utility rebates under HEEHRA / HEAR are still active, but they vary wildly by state and income tier. Pick your state below for the actual numbers.
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Comparisons
1 guides
By state
51 states
Wyoming: wattsmart
Rocky Mountain Power's wattsmart rebates are Wyoming's live heat pump money, Black Hills paused its rebates, and the $8,000 state HEAR rebate is launching.
Alaska: AHFC & Chugach
Alaska's AHFC rebate pays $2,000 to $10,000 for a home energy retrofit, Chugach adds up to $900, and the IRA rebates are launching. Weigh your fuel first.
North Dakota: Otter Tail
Otter Tail Power pays generous cold-climate heat pump rebates in North Dakota now, while the $8,000 state HEAR rebate awaits approval. Watch for scams.
South Dakota: Utility Only
South Dakota opted out of the federal rebate money, so there is no state heat pump rebate. Your utility is everything, from $0 to $4,000-plus.
Delaware: Energize Delaware
Energize Delaware pays $550-$1,700 on a heat pump now, with whole-home caps up to $5,500, while the $8,000 state HEAR rebate is still awaiting approval.
Montana: NorthWestern Energy
NorthWestern Energy pays up to $1,500 on a cold-climate heat pump in Montana now, while the $8,000 state HEAR rebate is still coming from the state.
Hawaii: Water Heaters First
In Hawaii the heat pump that counts is the water heater: Hawaii Energy pays up to $700 and the state HEAR adds $1,750 for income-qualified homes.
West Virginia: State HEAR
West Virginia utility rebates are thin, so the $8,000-$14,000 state HEAR rebate, now in a pilot phase, is the real path. Appalachian Power pays just $300.
Idaho: Utilities Only, No State
Idaho declined the federal rebate money, so there is no state heat pump rebate. Your live options are Idaho Power, Avista, and Rocky Mountain Power.
Nebraska: OPPD, LES, NPPD
Nebraska public-power heat pump rebates are live: OPPD $525, LES $800, NPPD $400-$1,200, plus up to $3,800 in Lincoln and 1.5% state energy loans.
Kansas: Evergy + State HEAR
Evergy pays up to $1,000 on a heat pump in Kansas now, and the $8,000 state HEAR rebate is still in development through the Kansas Energy Office.
Mississippi: Entergy + TVA
Mississippi heat pump rebates are live: Entergy up to $1,100 plus Mississippi Power and TVA co-ops, while the $8,000 state HEAR rebate waits to launch.
Arkansas: SWEPCO + Entergy
Arkansas utility heat pump rebates are live now: SWEPCO up to about $3,000 and Entergy $300-$500, while the state HEAR rebate launches in 2026.
Nevada: NV Energy PowerShift
NV Energy PowerShift pays $510 to $3,400 on a heat pump in Nevada now, and the $8,000 state HEAR rebate is coming through the Governor's Office of Energy.
Utah: Wattsmart + HEAR
Utah's Rocky Mountain Power Wattsmart rebate pays up to $2,000 (stackable to $3,500+) on a heat pump now, while the $8,000 state HEAR rebate waits to open.
Oklahoma: Check Before You Buy
Oklahoma is a check-first state: OG&E's heat pump rebate is paused until 2027, PSO's is uncertain, and the $8,000 state HEAR rebate has not launched.
Kentucky: LG&E, Duke, TVA
Kentucky heat pump help in 2026: LG&E/KU, Duke, and TVA utility rebates stack with the federal HEAR rebate up to $8,000 for income-qualified homes.
Louisiana: SWEPCO to $3,500
Louisiana heat pump rebates are strong in 2026: SWEPCO up to $3,500, Entergy rebates plus free income weatherization, while the state HEAR rolls out.
Alabama: Power, TVA, ADECA
Alabama Power's Switch & Save ($1,000), TVA EnergyRight, and co-op rebates are live now, and ADECA's $8,000 state HEAR rebate is rolling out in 2026.
South Carolina: Utility Stack
South Carolina's $8,000 state rebate is coming in 2026, but Dominion ($400-$650), Duke, and Santee Cooper heat pump rebates are live right now.
Missouri: Evergy, Ameren PAYS
Missouri's state rebate is not open yet and Ameren's straight HVAC rebate ended, but Evergy rebates, Ameren PAYS, and free weatherization are live in 2026.
Indiana: $8,000 Live + Stacks
Indiana's Energy Saver rebate is live: up to $8,000 off a heat pump as a point-of-sale discount, stackable with Duke, NIPSCO, and AES utility rebates.
Tennessee: TVA + Home Uplift
Tennessee's live 2026 heat pump help is TVA EnergyRight ($500-$1,500) plus free Home Uplift upgrades; the $8,000 state HEAR rebate is not open yet.
Virginia: Utilities + Seniors
Virginia's state heat pump rebate is not open yet, but Dominion and Appalachian Power utility rebates and a no-cost senior program are live in 2026.
North Carolina: Up to $9,000 Stack
NC homeowners can stack Energy Saver NC ($8,000 income-eligible) plus Duke Energy ($500-$1,000) for the strongest 2026 heat pump rebate landscape.
California HEEHRA Waitlist 2026: What CA Seniors Can Claim
California's HEEHRA closed reservations Feb 24, 2026. Here's the waitlist process and the utility, federal, and state rebates CA seniors can stack now.
Rhode Island
Rhode Island Energy plus HEEHRA stack to $3,000-$7,000 on heat pumps in 2026.
Texas
Texas HEEHRA program offers up to $4,000 in heat pump rebates plus utility programs in 2026. State-by-utility breakdown.
Illinois
Illinois ComEd up to $2,000, Ameren Illinois $900, MidAmerican $713, plus HEEHRA. Stack reaches $4,000-$6,000+ in 2026.
Washington
Washington state runs HEEHRA plus utility programs reaching $4,000-$8,000 on heat pump installs in 2026.
Pennsylvania
PECO plus PPL plus Duquesne plus PA HEEHRA stack to $3,000-$7,000 on heat pumps in 2026.
Colorado
Colorado Xcel Energy plus state sales-tax exemption plus HEEHRA stack to $4,000-$7,000+ on heat pumps.
Maryland
Maryland MEA plus BGE/Pepco utility rebates plus HEEHRA stack to $3,000-$7,000 on heat pumps in 2026.
Maine
Efficiency Maine runs the most generous state-funded heat pump program in the US. Up to $10,000 combined with HEEHRA in 2026.
New Hampshire
NHSaves plus HEEHRA stack to $3,000-$7,000 on heat pumps in NH in 2026.
Wisconsin
Wisconsin Focus on Energy plus utility rebates plus HEEHRA stack to $4,000-$8,000 in 2026. Cold-climate state with strong programs.
Vermont
Efficiency Vermont plus HEEHRA stack to $3,500-$7,500 on heat pumps in 2026. Cold-climate state with strong programs.
Iowa
Iowa MidAmerican plus Alliant plus HEEHRA stack to $3,000-$7,000 on heat pumps in 2026.
Georgia
Georgia Power plus HEEHRA stack to $2,500-$6,000 on heat pumps in 2026.
New Mexico
New Mexico HEEHRA plus state Sustainable Building Tax Credit plus utility rebates stack to $4,000-$8,000 on heat pumps.
California
California stacks HEEHRA plus TECH Clean California plus utility rebates up to $8,000+ on heat pumps in 2026. State and local options breakdown.
Connecticut
Energize Connecticut plus state tax stack plus HEEHRA reach $4,000-$8,000 on heat pumps in 2026.
Minnesota
Cold-climate Minnesota offers Xcel rebates plus state HEEHRA plus utility programs up to $10,500 combined. Plus the cold-climate bonus.
Oregon
Oregon Energy Trust plus HEEHRA plus utility rebates stack to $4,000-$8,000 on heat pumps. Strong cold-climate programs in 2026.
Michigan
DTE plus Consumers Energy plus HEEHRA stack to $3,000-$7,000 on heat pumps in MI in 2026.
Florida
Florida FPL plus Duke plus TECO plus HEEHRA stack to $1,500-$5,000 on heat pumps. Limited utility programs but HEEHRA helps.
New Jersey
NJ Clean Energy plus utility rebates plus HEEHRA stack to $4,000-$8,000 on heat pumps in 2026.
Ohio
AEP plus Duke plus FirstEnergy plus HEEHRA stack to $3,000-$7,000 on heat pumps in OH in 2026.
Massachusetts
Massachusetts homeowners can stack Mass Save plus state plus HEEHRA up to $14,000+ on a heat pump install in 2026. Programs and how to apply.
New York
New York stacks NYSERDA, HEEHRA, and a 25% state tax credit on heat pumps in 2026. Combined savings of $8,000-$13,000 typical.
Arizona
Arizona APS plus SRP plus TEP plus HEEHRA stack to $2,000-$6,000 on heat pumps in 2026.
