If you're replacing a furnace in 2026, the rules just changed. The federal IRA 25C tax credit expired Dec 31, 2025 — installs in 2026 don't qualify. State and utility rebates under HEEHRA / HEAR are still active, but they vary wildly by state and income tier. Pick your state below for the actual numbers.
Most in-depth
10 min read · 9 sources · expert-reviewed
California's HEEHRA closed reservations Feb 24, 2026. Here's the waitlist process and the utility, federal, and state rebates CA seniors can stack now.
Read the guide →
How-to guides
4 guides
Heat Pump Rebates · 10 min read · Guide
The federal IRA 25C credit expired Dec 31, 2025. State and utility rebates are still active. Here is the full 2026 picture for every state.
Updated April 26, 2026
Heat Pump Rebates · 7 min read · Guide
A practical heat pump cost calculator with realistic 2026 numbers, equipment, install, rebate stacks, operating cost. Plus how to size right.
Updated April 8, 2026
Heat Pump Rebates · 8 min read · Guide
Modern cold-climate heat pumps work in -15°F. Here is what to look for, which brands lead the NEEP list, and when you still need backup heat.
Updated May 25, 2025
Heat Pump Rebates · 7 min read · Guide
The federal IRA 25C heat pump tax credit ended Dec 31, 2025. Here is what replaced it state by state and how to still save in 2026.
Updated February 24, 2026
Comparisons
1 guides
By state
27 states
North Carolina: Up to $9,000 Stack
NC homeowners can stack Energy Saver NC ($8,000 income-eligible) plus Duke Energy ($500-$1,000) for the strongest 2026 heat pump rebate landscape.
California HEEHRA Waitlist 2026: What CA Seniors Can Claim
California's HEEHRA closed reservations Feb 24, 2026. Here's the waitlist process and the utility, federal, and state rebates CA seniors can stack now.
Rhode Island
Rhode Island Energy plus HEEHRA stack to $3,000-$7,000 on heat pumps in 2026.
Texas
Texas HEEHRA program offers up to $4,000 in heat pump rebates plus utility programs in 2026. State-by-utility breakdown.
Illinois
Illinois ComEd up to $2,000, Ameren Illinois $900, MidAmerican $713, plus HEEHRA. Stack reaches $4,000-$6,000+ in 2026.
Washington
Washington state runs HEEHRA plus utility programs reaching $4,000-$8,000 on heat pump installs in 2026.
Pennsylvania
PECO plus PPL plus Duquesne plus PA HEEHRA stack to $3,000-$7,000 on heat pumps in 2026.
Colorado
Colorado Xcel Energy plus state sales-tax exemption plus HEEHRA stack to $4,000-$7,000+ on heat pumps.
Maryland
Maryland MEA plus BGE/Pepco utility rebates plus HEEHRA stack to $3,000-$7,000 on heat pumps in 2026.
Maine
Efficiency Maine runs the most generous state-funded heat pump program in the US. Up to $10,000 combined with HEEHRA in 2026.
New Hampshire
NHSaves plus HEEHRA stack to $3,000-$7,000 on heat pumps in NH in 2026.
Wisconsin
Wisconsin Focus on Energy plus utility rebates plus HEEHRA stack to $4,000-$8,000 in 2026. Cold-climate state with strong programs.
Vermont
Efficiency Vermont plus HEEHRA stack to $3,500-$7,500 on heat pumps in 2026. Cold-climate state with strong programs.
Iowa
Iowa MidAmerican plus Alliant plus HEEHRA stack to $3,000-$7,000 on heat pumps in 2026.
Georgia
Georgia Power plus HEEHRA stack to $2,500-$6,000 on heat pumps in 2026.
New Mexico
New Mexico HEEHRA plus state Sustainable Building Tax Credit plus utility rebates stack to $4,000-$8,000 on heat pumps.
California
California stacks HEEHRA plus TECH Clean California plus utility rebates up to $8,000+ on heat pumps in 2026. State and local options breakdown.
Connecticut
Energize Connecticut plus state tax stack plus HEEHRA reach $4,000-$8,000 on heat pumps in 2026.
Minnesota
Cold-climate Minnesota offers Xcel rebates plus state HEEHRA plus utility programs up to $10,500 combined. Plus the cold-climate bonus.
Oregon
Oregon Energy Trust plus HEEHRA plus utility rebates stack to $4,000-$8,000 on heat pumps. Strong cold-climate programs in 2026.
Michigan
DTE plus Consumers Energy plus HEEHRA stack to $3,000-$7,000 on heat pumps in MI in 2026.
Florida
Florida FPL plus Duke plus TECO plus HEEHRA stack to $1,500-$5,000 on heat pumps. Limited utility programs but HEEHRA helps.
New Jersey
NJ Clean Energy plus utility rebates plus HEEHRA stack to $4,000-$8,000 on heat pumps in 2026.
Ohio
AEP plus Duke plus FirstEnergy plus HEEHRA stack to $3,000-$7,000 on heat pumps in OH in 2026.
Massachusetts
Massachusetts homeowners can stack Mass Save plus state plus HEEHRA up to $14,000+ on a heat pump install in 2026. Programs and how to apply.
New York
New York stacks NYSERDA, HEEHRA, and a 25% state tax credit on heat pumps in 2026. Combined savings of $8,000-$13,000 typical.
Arizona
Arizona APS plus SRP plus TEP plus HEEHRA stack to $2,000-$6,000 on heat pumps in 2026.
