Oklahoma headline: Check first, because 2026 is thin. OG&E’s heat pump rebate (up to $3,000 when active) is closed until about 2027. PSO’s rebate status is uncertain. Some rural co-ops still pay per ton. The federal HEAR rebate (up to $8,000) is administered by Oklahoma but has not launched. The federal 25C credit expired after December 31, 2025.
The honest picture: Oklahoma is a check-first state
Most of our state guides can point you to a rebate you claim today. Oklahoma is different in 2026, so the most useful thing we can do is tell you exactly what to verify before you spend money.
Two big programs are on hold. OG&E’s residential rebate is closed, and the federal HEAR rebate that Oklahoma will administer has not opened. That does not mean zero options, but it means you should confirm your own utility’s status before you sign a contract.1
This is the Oklahoma companion to our 2026 heat pump rebate guide.
Utility rebates: verify yours before you buy
OG&E (Oklahoma City and much of the state)
OG&E’s residential efficiency rebate pays up to $3,000 for a qualifying heat pump when the program is running. As of 2026 it is closed, and the status page indicates it is expected to return in 2027.2
Timing tip: if you are an OG&E customer and your system can safely wait, timing the purchase for the program’s return could be worth up to $3,000. Check oge.com for the reopening date before you decide.
PSO (Tulsa and eastern Oklahoma)
Public Service Company of Oklahoma runs the Power Forward rebate program, which has offered heat pump rebates around $600 to $1,400 based on efficiency, plus about $750 for a heat pump water heater. Current sources disagree on whether the heat pump rebate is active right now.3 Confirm at powerforwardwithpso.com before you count on it.
Rural electric cooperatives
If a cooperative serves you, ask about a per-ton rebate, which has run from $200 to $1,050 per ton. Co-op programs are separate from OG&E and PSO and may be active when the big utilities are not.
The state rebate: coming, not open
Oklahoma’s federally funded HEAR and HOMES rebates are administered by the Oklahoma State Energy Office within the Department of Commerce, but they have not launched as of mid-2026.1
When HEAR opens, the income-qualified amounts are large:
| Measure | HEAR rebate (income-qualified) |
|---|---|
| Heat pump (HVAC) | up to $8,000 |
| Heat pump water heater | up to $1,750 |
| Electrical panel upgrade | up to $4,000 |
| Wiring upgrade | up to $2,500 |
| Insulation and air sealing | up to $1,600 |
This is the bigger prize, so watch for the launch at okcommerce.gov.
The senior and income path: Weatherization
For a low-income Oklahoma senior, this is the live option today. The state Weatherization Assistance Program, run through the Department of Commerce and local community action agencies, provides free energy improvements such as insulation and air sealing for income-qualified households.4
Why it helps even without a heat pump: the free assessment and sealing cut how much heating and cooling your home needs, which lowers your bills now and shrinks the size and cost of any heat pump you install later. When the state HEAR rebate opens, it will add an income-qualified path to the heat pump itself.
Income limits for the state rebate (when it opens)
HEAR uses Area Median Income (AMI) at the county level.7 Below 80% AMI gets the highest tier (up to $8,000); 80 to 150% AMI gets 50% of project cost.
Approximate 80% AMI thresholds for a family of 4:
| County / region | 80% AMI (family of 4) |
|---|---|
| Oklahoma County (Oklahoma City) | ~$66,000 |
| Tulsa County | ~$64,000 |
| Cleveland County (Norman) | ~$66,000 |
| Comanche County (Lawton) | ~$56,000 |
| Rural Oklahoma counties | ~$46,000 to $52,000 |
For a senior household on Social Security only, eligibility is usually clean in any Oklahoma county.
Federal layer (2026)
The federal 25C Energy Efficient Home Improvement Credit, which paid up to $2,000 for a heat pump in prior years, expired for installs after December 31, 2025.5
What remains in 2026:
- 25D Residential Clean Energy Credit: 30% of solar cost through 2034. Applies if you pair the heat pump with solar.6
- 25C on insulation, panel upgrades, and audits: still active at smaller caps. Heat pumps are excluded.
See IRA 25C expired 2026 for the full federal picture.
Senior scenarios
Scenario A: Oklahoma City retired couple, OG&E customer, system still working
- OG&E rebate: closed until about 2027 (up to $3,000 when it returns)
- Best move: wait if you safely can. Timing the purchase for the program’s return could save up to $3,000. Watch oge.com.
Scenario B: Tulsa household, PSO customer, income at 180% of poverty level
- PSO Power Forward rebate: confirm current status
- Weatherization Assistance (if income-qualified): free sealing and insulation
- Live today: free weatherization, plus a PSO rebate if active. Add the state HEAR later.
Scenario C: Rural household, electric cooperative, heat pump failing now
- Co-op per-ton rebate: $200 to $1,050 per ton
- Live today: a per-ton rebate if your co-op runs one. Ask before you buy.
Verify your contractor first
A rebate is only as good as the contractor who installs the equipment. Oklahoma licenses mechanical (HVAC) contractors at the state level.
Red flags to reject, and one is specific to Oklahoma this year:
- A guaranteed rebate while programs are paused. Nobody can promise the OG&E or state rebate right now.
- Door-to-door pitches. Legitimate contractors do not cold-call.
- No Oklahoma license number on the quote.
- R-410A equipment for a 2026 install. That refrigerant no longer qualifies under the EPA rule.8
Verify a license in about a minute with our Oklahoma contractor license lookup guide.
- Check your utility’s live status first (OG&E closed until ~2027; PSO uncertain)
- If a rural co-op serves you, ask about a per-ton rebate
- If income-qualified, apply for free Weatherization Assistance now
- Watch okcommerce.gov for the $8,000 state HEAR launch
- Do not trust any guaranteed rebate while programs are paused
What’s next
- Federal 2026 landscape: Heat pump rebates 2026
- Post-25C federal picture: IRA 25C expired 2026
- Cold-climate equipment: Cold-climate heat pumps
- Total cost math including stacks: Heat pump cost calculator
- Oklahoma contractor check: Oklahoma contractor license lookup
- Family in other states: Texas, Kentucky
Citations
- Oklahoma State Energy Office (Home Energy Rebates). Oklahoma Department of Commerce, retrieved July 24, 2026. okcommerce.gov state energy office.
- Residential Efficiency Program Rebates (Status). OG&E, retrieved July 24, 2026. oge.com rebates.
- Power Forward Rebates. Public Service Company of Oklahoma, retrieved July 24, 2026. powerforwardwithpso.com rebates.
- Weatherization Assistance Program. Oklahoma Department of Commerce, retrieved July 24, 2026. okcommerce.gov community development.
- Energy Efficient Home Improvement Credit (25C). U.S. Internal Revenue Service. irs.gov 25C.
- Residential Clean Energy Credit (25D). U.S. Internal Revenue Service. irs.gov 25D.
- Income Limits Documentation System. U.S. Department of Housing and Urban Development, April 2026. huduser.gov income limits.
- Technology Transitions: Restrictions on Use of Certain HFCs. U.S. Environmental Protection Agency. epa.gov technology transitions.