NJ headline: MLTSS Medicaid waiver covers up to $5,000+ in home modifications for income-eligible seniors. JACC state program available for non-Medicaid-eligible seniors.

Active programs

MLTSS (Managed Long-Term Services and Supports)

NJ’s main Medicaid HCBS program. Covers home modifications, personal care, adult day services.1

Income limit: ~$2,901/month (2026). Asset limit $2,000 individual.

JACC (Jersey Assistance for Community Caregiving)

State-funded for seniors not eligible for Medicaid.2 Covers respite, supplies, some modifications. Income limit higher than Medicaid.

How to apply

  1. Contact NJ Division of Aging Services or local Area Agency on Aging.
  2. Functional eligibility assessment.
  3. Care Plan developed by care management agency.
  4. Modifications coordinated through approved contractors.

What to do next

For NJ heat pump rebates, see New Jersey heat pump rebates 2026.

For broader context, see senior programs by state.