Senior Home Modification Programs by State
Medicaid HCBS waivers fund home modifications for many senior homeowners — the money is real but the rules are state-specific and the waitlists can be long. These guides show the actual program names, dollar caps, income thresholds, and where to apply for each state.
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5 min read · 5 sources · expert-reviewed
Arizona ALTCS for Seniors: Home Mods + No Waitlist
Arizona's ALTCS program covers senior home modifications with no waitlist (rare). 2026 income limit $2,982/month. Eligibility, scope, and how to apply.
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By state
State-by-state guides
11 states
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Arizona ALTCS for Seniors: Home Mods + No Waitlist
Arizona's ALTCS program covers senior home modifications with no waitlist (rare). 2026 income limit $2,982/month. Eligibility, scope, and how to apply.
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Florida
Florida LTC Medicaid waiver covers home modifications for income-eligible seniors. Eligibility and how to apply.
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Texas
Texas STAR+PLUS Medicaid waiver covers home modifications for senior homeowners. Eligibility, dollar caps, and how to enroll.
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Illinois
Illinois Medicaid Persons Who Are Elderly Waiver covers home modifications for income-eligible seniors. Eligibility and dollar caps.
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California
California Medi-Cal Home and Community-Based Alternatives Waiver covers senior home modifications. Eligibility and dollar caps.
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Minnesota Elderly Waiver:
Minnesota Elderly Waiver (EW) Medicaid program covers senior home modifications. Eligibility, dollar caps, and how to apply.
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New York
New York Medicaid NHTD and TBI waivers cover home modifications for senior homeowners. Eligibility, dollar caps, application steps.
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Pennsylvania
Pennsylvania Aging Waiver Medicaid program covers home modifications for income-eligible seniors. Eligibility and how to apply.
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Washington
Washington Community Options Program Entry Services (COPES) Medicaid waiver covers home modifications for income-eligible seniors.
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Massachusetts
The Massachusetts Home Modification Loan Program (HMLP) and MassHealth Frail Elder waiver cover senior home modifications. Eligibility and how to apply.
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New Jersey
New Jersey MLTSS Medicaid covers senior home modifications. JACC for non-Medicaid-eligible seniors. 2026 eligibility and how to apply.